Budgeting is probably the single most important step to getting your finances in line. Most people spend money, and never really have any idea where it is all going every month. Most would be in shock at how much goes NO WHERE when you don't have a budget set up! It's especially difficult for those that feel like they're living paycheck to paycheck, but that's all the more reason to GET ON A BUDGET! It might be difficult at first to figure out what should go to what, and you might not get it just right, but eventually you can tweak it until it works for you. You'll be amazed at how much better (and stress free) you can live with the same amount of money, but knowing where your money's going, and always having enough for the necessities.
Here's a short article from Yahoo Finance offering some simple, but important money tips:
Bugeting When You're Broke
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